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19 Jan

Since the previous requirement was to spend 0, we can venture to guess that 0 is ‘enough’ to satisfy the debit requirement.

The new terms are in effect as of today for new accountholders, and will go into effect mid-July for existing accountholders. PDF Link (page 19) –Purpose and Expected Use of Ultimate Checking Account The Ultimate Checking account is intended to be the accountholder’s primary checking account in which payroll transactions and day-to-day spending activities including but not limited to grocery, gasoline, apparel, shopping, dining, sporting and entertainment transactions are posted and settled.

We expect the account’s debit card to be used frequently throughout each month and for transaction amounts to reflect a wide dollar range.

You probably won’t need 0 in purchases, but will need to use it consistently throughout the months at various retailers.]See also Best High Interest Savings Accounts for more high-yield options.

I refuse to give my credit card out, because I know most of those sites are scams.

Northpointe Bank reserves the right to determine if the account is being maintained for a purpose other than primary, dayto-day use.Accountholders who persist in making debit card transactions in a calculated and limited fashion in order to meet their monthly qualifications may have their account converted to a different checking account or closed altogether.Upon termination of your Ultimate Checking account, any optional add-on products or services associated with this account will also be terminated at the same time.It’s not surprising that they’ve added the limitation as it seemed too generous without that.